A home for all your home loan refinancing needs.
A home for all your home loan refinancing needs.
A home for all your home loan refinancing needs.
If you have had your home loan for a few years, there is a good chance you are paying more than you need to. We review your current rate, compare 30+ lenders, and manage the full refinancing process so you can start saving sooner.
If you have had your home loan for a few years, there is a good chance you are paying more than you need to. We review your current rate, compare 30+ lenders, and manage the full refinancing process so you can start saving sooner.
Our Solution
Our Values
Refinancing your home loan with values that actually mean something
Refinancing your home loan with values that actually mean something
From the way we review your current rate to how we manage your settlement, our values guide every step.
SAVINGS FIRST
We start by negotiating with your existing lender before we look elsewhere. In many cases this delivers an immediate rate reduction - and if it doesn't, we know exactly where to find a better deal.
SAVINGS FIRST
We start by negotiating with your existing lender before we look elsewhere. In many cases this delivers an immediate rate reduction - and if it doesn't, we know exactly where to find a better deal.
ASSESSMENT
Every refinance starts with a thorough review of your current rate, structure, and financial position. We make sure the numbers stack up and that refinancing is genuinely the right move for you.
ASSESSMENT
Every refinance starts with a thorough review of your current rate, structure, and financial position. We make sure the numbers stack up and that refinancing is genuinely the right move for you.
VARIETY
With access to 30+ lenders, we compare every option available - major banks, online lenders, and specialist products - to find the rate and structure that works hardest for your situation.
VARIETY
With access to 30+ lenders, we compare every option available - major banks, online lenders, and specialist products - to find the rate and structure that works hardest for your situation.
END-TO-END
From your initial rate review through to settlement and discharge, we manage the entire refinancing process so you never have to deal with two lenders at once.
END-TO-END
From your initial rate review through to settlement and discharge, we manage the entire refinancing process so you never have to deal with two lenders at once.
SUPPORT
Our work doesn't stop at settlement. We review your rate and structure regularly to make sure you are always on the best deal available as the market and your circumstances change.
SUPPORT
Our work doesn't stop at settlement. We review your rate and structure regularly to make sure you are always on the best deal available as the market and your circumstances change.
Our Solution
Our Values
Refinancing your home loan with values that actually mean something
From the way we review your current rate to how we manage your settlement, our values guide every step.
SAVINGS FIRST
We start by negotiating with your existing lender before we look elsewhere. In many cases this delivers an immediate rate reduction - and if it doesn't, we know exactly where to find a better deal.
ASSESSMENT
Every refinance starts with a thorough review of your current rate, structure, and financial position. We make sure the numbers stack up and that refinancing is genuinely the right move for you.
VARIETY
With access to 30+ lenders, we compare every option available - major banks, online lenders, and specialist products - to find the rate and structure that works hardest for your situation.
END-TO-END
From your initial rate review through to settlement and discharge, we manage the entire refinancing process so you never have to deal with two lenders at once.
SUPPORT
Our work doesn't stop at settlement. We review your rate and structure regularly to make sure you are always on the best deal available as the market and your circumstances change.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Services
Refinancing services that put more money back in your pocket.
From your first rate review to ongoing monitoring, we make sure your home loan is always working as hard as it should be.
Rate Review
Before we look elsewhere, we go back to your existing lender and push for a better rate. In many cases this alone delivers an immediate saving — but we never stop there.
Lender Comparison
We compare refinancing options across 30+ lenders to find the most competitive rate and product for your situation, whether that is a major bank or a specialist lender.
Business Solutions
We compare refinancing options across 30+ lenders to find the most competitive rate and product for your situation, whether that is a major bank or a specialist lender.
Application and Settlement
Once the right lender and structure is chosen, we prepare your application, coordinate discharge forms, and manage the full transfer from your existing lender to the new one.
Equity Release
If you have built up equity in your property, refinancing can give you access to those funds for renovations, investment, or other goals without selling the property.
Debt Restructuring
Refinancing is not just about rate. It is an opportunity to restructure your debt, consolidate loans, or adjust your loan type to better suit where you are now.
Ongoing Loan Reviews
Refinancing once is a good start. We review your rate and structure regularly so you are never left paying more than you should be as the market changes.
Our Services
Refinancing services that put more money back in your pocket.
From your first rate review to ongoing monitoring, we make sure your home loan is always working as hard as it should be.
Rate Review
Before we look elsewhere, we go back to your existing lender and push for a better rate. In many cases this alone delivers an immediate saving — but we never stop there.
Lender Comparison
We compare refinancing options across 30+ lenders to find the most competitive rate and product for your situation, whether that is a major bank or a specialist lender.
Application and Settlement
Once the right lender and structure is chosen, we prepare your application, coordinate discharge forms, and manage the full transfer from your existing lender to the new one.
Equity Release
If you have built up equity in your property, refinancing can give you access to those funds for renovations, investment, or other goals without selling the property.
Debt Restructuring
Refinancing is not just about rate. It is an opportunity to restructure your debt, consolidate loans, or adjust your loan type to better suit where you are now.
Ongoing Loan Reviews
Refinancing once is a good start. We review your rate and structure regularly so you are never left paying more than you should be as the market changes.
Our Solution
Your current loan is probably costing you more than it should.
The refinancing challenges most homeowners face and exactly how we fix them.
Without Elephant
Paying a loyalty tax
No idea if your rate is competitive
Refinancing feels complicated
Missing cash-backs and better products
No one checking in after settlement
With Elephant Advisory
We negotiate a better rate for you
Full loan review, clear picture
We handle it start to finish
Every incentive identified and compared
Ongoing reviews, always competitive
"At Elephant Advisory, we treat refinancing as an ongoing responsibility, not a one-off transaction. Our job is to make sure your loan is always working as hard as possible for you."
"At Elephant Advisory, we treat refinancing as an ongoing responsibility, not a one-off transaction. Our job is to make sure your loan is always working as hard as possible for you."
"At Elephant Advisory, we treat refinancing as an ongoing responsibility, not a one-off transaction. Our job is to make sure your loan is always working as hard as possible for you."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to stay with your current lender simply because switching feels complicated. We make it straightforward, manage everything on your behalf, and make sure the move is genuinely worth it before you commit.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
How much does it cost to refinance my home loan?
What are cash-back offers and are they worth it?
How much could I save by refinancing?
How long does the refinancing process take?
Will refinancing affect my credit score?
How do I know if now is a good time to refinance?
How much does it cost to refinance my home loan?
What are cash-back offers and are they worth it?
How much could I save by refinancing?
How long does the refinancing process take?
Will refinancing affect my credit score?
How do I know if now is a good time to refinance?
How much does it cost to refinance my home loan?
What are cash-back offers and are they worth it?
How much could I save by refinancing?
How long does the refinancing process take?
Will refinancing affect my credit score?
How do I know if now is a good time to refinance?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.