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A home for all your investment property loan needs.

A home for all your investment property loan needs.

A home for all your investment property loan needs.

The right investment loan does not just get you into a property. It maximises your equity, improves your cash flow, and sets up your next purchase. We help Melbourne property investors find the right finance from 30+ lenders and structure it correctly from the start.

The right investment loan does not just get you into a property. It maximises your equity, improves your cash flow, and sets up your next purchase. We help Melbourne property investors find the right finance from 30+ lenders and structure it correctly from the start.

Elephant Advisory Investment Property Loans services
Elephant Advisory Investment Property Loans services

Our Solution

Our Values

Investment property finance built on values actually mean something

Investment property finance built on values actually mean something

Getting into an investment property is one thing. Building a portfolio that works for you long term is another. Here is how we approach investment lending.

Your Goals First

We start by understanding your investment strategy, whether that is one property or ten, and structure your finance around what you are actually trying to build.

Your Goals First

We start by understanding your investment strategy, whether that is one property or ten, and structure your finance around what you are actually trying to build.

Independent Advice

We are not tied to any lender. We compare 30+ options and recommend what genuinely fits your strategy, not what is easiest to place.

Independent Advice

We are not tied to any lender. We compare 30+ options and recommend what genuinely fits your strategy, not what is easiest to place.

Equity Thinking

Every loan we structure is built with your next purchase in mind. We make sure your current finance does not become a barrier to growing your portfolio.

Equity Thinking

Every loan we structure is built with your next purchase in mind. We make sure your current finance does not become a barrier to growing your portfolio.

Long-Term Focus

We stay with you across your entire portfolio journey, reviewing loans, identifying refinancing opportunities, and helping you plan each new purchase as your wealth grows.

Long-Term Focus

We stay with you across your entire portfolio journey, reviewing loans, identifying refinancing opportunities, and helping you plan each new purchase as your wealth grows.

Dedication to Results

Investment lending is more complex than owner-occupier lending. We bring the expertise and attention to detail it requires to get the best possible outcome for every client.

Dedication to Results

Investment lending is more complex than owner-occupier lending. We bring the expertise and attention to detail it requires to get the best possible outcome for every client.

Our Solution

Our Values

Investment property finance built on values actually mean something

Getting into an investment property is one thing. Building a portfolio that works for you long term is another. Here is how we approach investment lending.

Your Goals First

We start by understanding your investment strategy, whether that is one property or ten, and structure your finance around what you are actually trying to build.

Independent Advice

We are not tied to any lender. We compare 30+ options and recommend what genuinely fits your strategy, not what is easiest to place.

Equity Thinking

Every loan we structure is built with your next purchase in mind. We make sure your current finance does not become a barrier to growing your portfolio.

Long-Term Focus

We stay with you across your entire portfolio journey, reviewing loans, identifying refinancing opportunities, and helping you plan each new purchase as your wealth grows.

Dedication to Results

Investment lending is more complex than owner-occupier lending. We bring the expertise and attention to detail it requires to get the best possible outcome for every client.

With over 60+ lenders on our panel, some you've never heard of.

As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.

TOP LENDERS WE WORK WITH

Our Services

Finance services built for property investors.

The finance services property investors rely on to structure their loans correctly and grow their portfolio strategically.

Investment Property Loans

We compare 30+ lenders to find the right rate and structure for your investment strategy, whether you are buying your first property or adding to an existing portfolio.

Equity Assessment

We assess your current equity position and structure your loans so you can use what you have built to fund your next purchase without overexposing yourself.

Business Solutions

We assess your current equity position and structure your loans so you can use what you have built to fund your next purchase without overexposing yourself.

Home Loan Pre-Approval

We secure a fully assessed pre-approval so you can move quickly and confidently when the right investment property comes up.

Refinancing

We review your investment loans regularly to make sure your rates stay competitive and your structure still makes sense as your portfolio grows.

Construction, House and Land

Specialists in both. We manage the full finance process from start to finish so your investment build stays on track financially throughout every stage.

Property Wealth Planning

We build a tailored plan that maps out how to use your income, equity, and borrowing capacity to grow your portfolio strategically over time.

Our Services

Finance services built for property investors.

The finance services property investors rely on to structure their loans correctly and grow their portfolio strategically.

Investment Property Loans

We compare 30+ lenders to find the right rate and structure for your investment strategy, whether you are buying your first property or adding to an existing portfolio.

Equity Assessment

We assess your current equity position and structure your loans so you can use what you have built to fund your next purchase without overexposing yourself.

Home Loan Pre-Approval

We secure a fully assessed pre-approval so you can move quickly and confidently when the right investment property comes up.

Refinancing

We review your investment loans regularly to make sure your rates stay competitive and your structure still makes sense as your portfolio grows.

Construction, House and Land

Specialists in both. We manage the full finance process from start to finish so your investment build stays on track financially throughout every stage.

Property Wealth Planning

We build a tailored plan that maps out how to use your income, equity, and borrowing capacity to grow your portfolio strategically over time.

Our Solution

If these problems sound familiar, you're not alone.

The investment loan challenges most property investors face and exactly how we solve them.

Without Elephant
  • Loan structured incorrectly
  • Equity sitting idle
  • Overpaying on existing loans
  • No plan for the next property
  • Broker disappears after settlement
With Elephant Advisory
  • Structured for equity and deductibility
  • Equity assessed and built into your strategy
  • Regular reviews to keep rates competitive
  • Wealth plan mapping out each step
  • Long-term partner across your portfolio

"At Elephant Advisory, we help property investors structure their finance correctly from the first purchase so every loan they take out is built to support the one that comes after it."

"At Elephant Advisory, we help property investors structure their finance correctly from the first purchase so every loan they take out is built to support the one that comes after it."

"At Elephant Advisory, we help property investors structure their finance correctly from the first purchase so every loan they take out is built to support the one that comes after it."

Our Peeps

Our Peeps

Our crew, is yours too.

It is easy to get finance that gets you into a property without thinking about what comes next. We structure every investment loan with the long game in mind so your portfolio can keep growing.

Shehan Wijayasinghe
Shehan Wijayasinghe
Managing Director
Oz Karabadjak
Oz Karabadjak
Director of Accounting
Mia Burgess
Mia Burgess
Director of Digital
Marissa Moro
Marissa Moro
Director of Bookkeeping
Sam Draper
Sam Draper
Director of Accounting
Gavin Hepponstall
Gavin Hepponstall
Director of Finance
Georgia Upperton
Georgia Upperton
Operations Manager

FAQ

Let's clear a few things up.

No jargon, no runaround - just honest answers.

Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?
Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?
Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?