A home for all your teacher home loan needs.
A home for all your teacher home loan needs.
A home for all your teacher home loan needs.
Teachers have stable, reliable incomes and a strong track record with lenders. We help Melbourne educators use that to their advantage, find the right home loan, and build a property future that works as hard as they do.
Teachers have stable, reliable incomes and a strong track record with lenders. We help Melbourne educators use that to their advantage, find the right home loan, and build a property future that works as hard as they do.
Our Values
Home loans for teachers built on values that actually mean something
Home loans for teachers built on values that actually mean something
Teachers invest in others every day. We invest just as much in our clients. Here is how we approach every teacher home loan.
Transparency
We explain every option in plain language so you always know what is happening and why before you commit to anything.
Transparency
We explain every option in plain language so you always know what is happening and why before you commit to anything.
Expertise
We understand how teacher income works including salary packaging and allowances and know which lenders assess it most favourably.
Expertise
We understand how teacher income works including salary packaging and allowances and know which lenders assess it most favourably.
Availability
We work around school terms and after-hours commitments. Consultations by phone or video at a time that suits you, always.
Availability
We work around school terms and after-hours commitments. Consultations by phone or video at a time that suits you, always.
Commitment
We stay with you long after settlement with regular reviews, refinancing checks, and a team that genuinely cares about your long-term financial position.
Commitment
We stay with you long after settlement with regular reviews, refinancing checks, and a team that genuinely cares about your long-term financial position.
Honesty
We tell you what is right for your situation, not what is easiest for us. If there is a better deal or a better time to buy, we will say so.
Honesty
We tell you what is right for your situation, not what is easiest for us. If there is a better deal or a better time to buy, we will say so.
Our Values
Home loans for teachers built on values that actually mean something
Teachers invest in others every day. We invest just as much in our clients. Here is how we approach every teacher home loan.
Transparency
We explain every option in plain language so you always know what is happening and why before you commit to anything.
Expertise
We understand how teacher income works including salary packaging and allowances and know which lenders assess it most favourably.
Availability
We work around school terms and after-hours commitments. Consultations by phone or video at a time that suits you, always.
Commitment
We stay with you long after settlement with regular reviews, refinancing checks, and a team that genuinely cares about your long-term financial position.
Honesty
We tell you what is right for your situation, not what is easiest for us. If there is a better deal or a better time to buy, we will say so.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Services
Finance services built for teachers and educators.
The finance services educators rely on to make the most of their stable income and secure the right home loan.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and career stage so you can bid at auction and make offers with complete confidence.
Teacher Income Assessment
We know which lenders treat salary packaging most favourably and present your income to maximise your borrowing capacity.
Business Solutions
We know which lenders treat salary packaging most favourably and present your income to maximise your borrowing capacity.
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate.
Construction, House and Land
Specialists in both. We manage the full finance process so you can stay focused on your career.
Property Wealth Planning
Your teaching income puts you in a strong position to build a portfolio. We create a plan that maps out exactly how.
Our Services
Finance services built for teachers and educators.
The finance services educators rely on to make the most of their stable income and secure the right home loan.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and career stage so you can bid at auction and make offers with complete confidence.
Teacher Income Assessment
We know which lenders treat salary packaging most favourably and present your income to maximise your borrowing capacity.
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate.
Construction, House and Land
Specialists in both. We manage the full finance process so you can stay focused on your career.
Property Wealth Planning
Your teaching income puts you in a strong position to build a portfolio. We create a plan that maps out exactly how.
Our Solution
If these problems sound familiar, you're not alone.
The home loan challenges most teachers face and exactly how we solve them.
Without Elephant
Salary packaging not fully counted
Broker doesn't understand teacher income
Not borrowing to your full capacity
No time to manage finance around teaching
Loan never reviewed after settlement
With Elephant Advisory
We find lenders who include your full income
We get how teachers earn and borrow
Full income assessment including allowances
We handle it around your schedule
Regular reviews as your career grows
"At Elephant Advisory, we help teachers make the most of one of their biggest assets when it comes to property, a stable, reliable income that lenders genuinely value."
"At Elephant Advisory, we help teachers make the most of one of their biggest assets when it comes to property, a stable, reliable income that lenders genuinely value."
"At Elephant Advisory, we help teachers make the most of one of their biggest assets when it comes to property, a stable, reliable income that lenders genuinely value."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to end up with a broker who does not understand how government employment and salary packaging affects a home loan. We do, and we use that knowledge to get you a better outcome.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
Do teachers get any special home loan benefits?
Does salary packaging affect my borrowing capacity?
How much can a teacher borrow?
Can I get a home loan on a fixed-term or contract teaching position?
Should I get pre-approval before looking at properties?
How do you work around a teaching schedule?
Do teachers get any special home loan benefits?
Does salary packaging affect my borrowing capacity?
How much can a teacher borrow?
Can I get a home loan on a fixed-term or contract teaching position?
Should I get pre-approval before looking at properties?
How do you work around a teaching schedule?
Do teachers get any special home loan benefits?
Does salary packaging affect my borrowing capacity?
How much can a teacher borrow?
Can I get a home loan on a fixed-term or contract teaching position?
Should I get pre-approval before looking at properties?
How do you work around a teaching schedule?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.