Specalised lending for medical professionals
Specalised lending for medical professionals
Specalised lending for medical professionals
Your medical career comes with unique financial advantages that most lenders recognise but few borrowers fully use. We help doctors and medical professionals maximise their borrowing power, avoid LMI, and secure the right loan for where their career is heading.
Your medical career comes with unique financial advantages that most lenders recognise but few borrowers fully use. We help doctors and medical professionals maximise their borrowing power, avoid LMI, and secure the right loan for where their career is heading.
Our Values
Home loans for doctors built on values that actually mean something
Home loans for doctors built on values that actually mean something
Medical professionals have put in years of hard work to get where they are. We bring the same level of commitment to finding the right loan.
Visibility
We give you a clear picture of every option available to you as a medical professional, from LMI waivers to higher borrowing limits, so you can make an informed decision without decoding the fine print yourself.
Visibility
We give you a clear picture of every option available to you as a medical professional, from LMI waivers to higher borrowing limits, so you can make an informed decision without decoding the fine print yourself.
Independence
We are not tied to any lender. We compare 30+ options and recommend what is genuinely right for your situation, not what is easiest for us to place.
Independence
We are not tied to any lender. We compare 30+ options and recommend what is genuinely right for your situation, not what is easiest for us to place.
Thoroughness
A doctor's financial situation is rarely straightforward. We take the time to understand your income structure, career stage, and goals before making any recommendations.
Thoroughness
A doctor's financial situation is rarely straightforward. We take the time to understand your income structure, career stage, and goals before making any recommendations.
Accessibility
You have a demanding career. We make the loan process as low-friction as possible, working around your schedule and staying available whenever questions come up.
Accessibility
You have a demanding career. We make the loan process as low-friction as possible, working around your schedule and staying available whenever questions come up.
Longevity
We are not here for one transaction. We review your loan as your career and income evolve and help you plan each property move as your wealth grows.
Longevity
We are not here for one transaction. We review your loan as your career and income evolve and help you plan each property move as your wealth grows.
Our Values
Home loans for doctors built on values that actually mean something
Medical professionals have put in years of hard work to get where they are. We bring the same level of commitment to finding the right loan.
Visibility
We give you a clear picture of every option available to you as a medical professional, from LMI waivers to higher borrowing limits, so you can make an informed decision without decoding the fine print yourself.
Independence
We are not tied to any lender. We compare 30+ options and recommend what is genuinely right for your situation, not what is easiest for us to place.
Thoroughness
A doctor's financial situation is rarely straightforward. We take the time to understand your income structure, career stage, and goals before making any recommendations.
Accessibility
You have a demanding career. We make the loan process as low-friction as possible, working around your schedule and staying available whenever questions come up.
Longevity
We are not here for one transaction. We review your loan as your career and income evolve and help you plan each property move as your wealth grows.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Solution
Finance services built for medical professionals.
The finance services medical professionals rely on to maximise their borrowing power and make the most of professional lending benefits.
Home Loan Pre-Approval
"We secure a fully assessed pre-approval that accounts for your professional income and career stage so you can bid at auction and make offers with complete confidence.
LMI Waiver
Doctors, dentists, specialists, and other medical professionals are often eligible to borrow above 80% without paying LMI. We check your eligibility and use your professional status to your advantage.
Business Solutions
Doctors, dentists, specialists, and other medical professionals are often eligible to borrow above 80% without paying LMI. We check your eligibility and use your professional status to your advantage.
Home Loans
We compare products across 30+ lenders to find the right rate, features, and structure for your financial situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly as your income grows and the market changes to make sure you are always on the most competitive rate available for your profession.
Construction, House and Land
Building or buying a house and land package? We are specialists in both and manage the full finance process so you can stay focused on your career while the build progresses.
Property Wealth Planning
Your medical income puts you in a strong position to build a property portfolio. We create a tailored property wealth plan that maps out exactly how to make the most of it.
Our Solution
Finance services built for medical professionals.
The finance services medical professionals rely on to maximise their borrowing power and make the most of professional lending benefits.
Home Loan Pre-Approval
"We secure a fully assessed pre-approval that accounts for your professional income and career stage so you can bid at auction and make offers with complete confidence.
LMI Waiver
Doctors, dentists, specialists, and other medical professionals are often eligible to borrow above 80% without paying LMI. We check your eligibility and use your professional status to your advantage.
Home Loans
We compare products across 30+ lenders to find the right rate, features, and structure for your financial situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly as your income grows and the market changes to make sure you are always on the most competitive rate available for your profession.
Construction, House and Land
Building or buying a house and land package? We are specialists in both and manage the full finance process so you can stay focused on your career while the build progresses.
Property Wealth Planning
Your medical income puts you in a strong position to build a property portfolio. We create a tailored property wealth plan that maps out exactly how to make the most of it.
Our Solution
If these problems sound familiar, you're not alone.
The struggles most medical professionals face when getting a home loan and exactly how we fix them.
Without Elephant
Paying LMI you may not need to
Broker doesn't understand medical income
Not borrowing to your full capacity
No time to manage finance
Loan never reviewed after settlement
With Elephant Advisory
LMI waiver checked as standard
We get how doctors earn and borrow
Lenders chosen for professional policies
We handle it around your schedule
Regular reviews as your career grows
"At Elephant Advisory, we help doctors and medical professionals use their career as a genuine advantage in the property market, because it absolutely should be."
"At Elephant Advisory, we help doctors and medical professionals use their career as a genuine advantage in the property market, because it absolutely should be."
"At Elephant Advisory, we help doctors and medical professionals use their career as a genuine advantage in the property market, because it absolutely should be."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to end up with a broker who treats every borrower the same. Medical professionals have unique financial circumstances and deserve advice tailored to them. That is exactly what we provide.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
Can doctors avoid Lenders Mortgage Insurance?
Do lenders treat doctors differently when assessing a loan?
What if my income includes locum work or specialist fees?
How much can a doctor borrow for a home loan?
Can you help with property investment as well as a home loan?
How do you work around a busy medical schedule?
Can doctors avoid Lenders Mortgage Insurance?
Do lenders treat doctors differently when assessing a loan?
What if my income includes locum work or specialist fees?
How much can a doctor borrow for a home loan?
Can you help with property investment as well as a home loan?
How do you work around a busy medical schedule?
Can doctors avoid Lenders Mortgage Insurance?
Do lenders treat doctors differently when assessing a loan?
What if my income includes locum work or specialist fees?
How much can a doctor borrow for a home loan?
Can you help with property investment as well as a home loan?
How do you work around a busy medical schedule?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.