A home for all your business growth needs.
A home for all your business growth needs.
A home for all your business growth needs.
Building a business is hard. You shouldn’t have to do it alone. We help founders navigate the pressure of growth, make smarter financial decisions, and build real security through business and property.
Building a business is hard. You shouldn’t have to do it alone. We help founders navigate the pressure of growth, make smarter financial decisions, and build real security through business and property.
Our Solution
Our Values
Getting pre-approved with values that actually mean something
Getting pre-approved with values that actually mean something
From the way we assess your borrowing capacity to how we submit your application, our values guide every step.
CONFIDENCE
Pre-approval means you can bid at auction, make offers, and search for property knowing your finance is sorted. We make sure you go into the market with certainty, not guesswork.
CONFIDENCE
Pre-approval means you can bid at auction, make offers, and search for property knowing your finance is sorted. We make sure you go into the market with certainty, not guesswork.
LENDER ACCESS
With 30+ lenders on our panel including major banks and online lenders, we find the right product for your situation - not just what's easiest to place.
LENDER ACCESS
With 30+ lenders on our panel including major banks and online lenders, we find the right product for your situation - not just what's easiest to place.
EXPERTISE
Our brokers have been securing pre-approvals for Melbourne buyers for over six years. We know what lenders want, how to present your application, and how to get a fully assessed result - not just a system-generated one.
EXPERTISE
Our brokers have been securing pre-approvals for Melbourne buyers for over six years. We know what lenders want, how to present your application, and how to get a fully assessed result - not just a system-generated one.
ACCESSIBILITY
We explain every step in plain language so you always know where you stand. Borrowing capacity, deposit requirements, loan types, government grants - we lay it all out clearly so nothing comes as a surprise.
ACCESSIBILITY
We explain every step in plain language so you always know where you stand. Borrowing capacity, deposit requirements, loan types, government grants - we lay it all out clearly so nothing comes as a surprise.
RESULTS
We don't just submit and hope. We prepare your application thoroughly, work with the lender's credit team, and make sure you walk away with a pre-approval that gives you real confidence in the market.
RESULTS
We don't just submit and hope. We prepare your application thoroughly, work with the lender's credit team, and make sure you walk away with a pre-approval that gives you real confidence in the market.
Our Solution
Our Values
Getting pre-approved with values that actually mean something
From the way we assess your borrowing capacity to how we submit your application, our values guide every step.
CONFIDENCE
Pre-approval means you can bid at auction, make offers, and search for property knowing your finance is sorted. We make sure you go into the market with certainty, not guesswork.
LENDER ACCESS
With 30+ lenders on our panel including major banks and online lenders, we find the right product for your situation - not just what's easiest to place.
EXPERTISE
Our brokers have been securing pre-approvals for Melbourne buyers for over six years. We know what lenders want, how to present your application, and how to get a fully assessed result - not just a system-generated one.
ACCESSIBILITY
We explain every step in plain language so you always know where you stand. Borrowing capacity, deposit requirements, loan types, government grants - we lay it all out clearly so nothing comes as a surprise.
RESULTS
We don't just submit and hope. We prepare your application thoroughly, work with the lender's credit team, and make sure you walk away with a pre-approval that gives you real confidence in the market.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Services
The right pre-approval starts with the right process.
We do the legwork so you can focus on finding the right property.
Borrowing Capacity
We review your income, expenses, and liabilities to give you a clear picture of how much you can borrow and what your repayments will look like before you start searching.
Deposit and Grants
We outline your deposit requirements and identify every government scheme or grant you may be eligible for, from the First Home Buyers Scheme to Lenders Mortgage Insurance waivers.
Business Solutions
We outline your deposit requirements and identify every government scheme or grant you may be eligible for, from the First Home Buyers Scheme to Lenders Mortgage Insurance waivers.
Loan Product Review
Not all loan products are the same. We compare packages, offset accounts, and rates across 30+ lenders to find the product that genuinely suits your goals, not just the easiest one to sell.
Loan Type Advice
Variable or fixed? Principal and interest or interest only? We help you understand the trade-offs and choose the loan type that fits your situation and your plans for the property.
Lender Selection
From major banks to online lenders like Ubank, ING, and ME Bank, we use our market knowledge to narrow down the right lender for you with no bias and no commissions influencing the call.
Pre-Approval Submission
Once everything is in order, we submit to your chosen lender and manage the process through to a fully assessed pre-approval so you know the bank has genuinely reviewed your application.
Our Services
The right pre-approval starts with the right process.
We do the legwork so you can focus on finding the right property.
Borrowing Capacity
We review your income, expenses, and liabilities to give you a clear picture of how much you can borrow and what your repayments will look like before you start searching.
Deposit and Grants
We outline your deposit requirements and identify every government scheme or grant you may be eligible for, from the First Home Buyers Scheme to Lenders Mortgage Insurance waivers.
Loan Product Review
Not all loan products are the same. We compare packages, offset accounts, and rates across 30+ lenders to find the product that genuinely suits your goals, not just the easiest one to sell.
Loan Type Advice
Variable or fixed? Principal and interest or interest only? We help you understand the trade-offs and choose the loan type that fits your situation and your plans for the property.
Lender Selection
From major banks to online lenders like Ubank, ING, and ME Bank, we use our market knowledge to narrow down the right lender for you with no bias and no commissions influencing the call.
Pre-Approval Submission
Once everything is in order, we submit to your chosen lender and manage the process through to a fully assessed pre-approval so you know the bank has genuinely reviewed your application.
Our Solution
If these problems sound familiar, you're not alone.
The challenges most buyers face before pre-approval and exactly how we fix them.
Without Elephant
No idea what you can borrow
Losing properties without finance sorted
Unsure which lender suits you
Missing out on grants and schemes
System-generated, not fully assessed
With Elephant Advisory
Borrowing capacity assessed upfront
Pre-approval so you can bid confidently
We compare 30+ lenders for you
Every eligible grant identified upfront
Fully assessed by the bank's credit team
"At Elephant Advisory, we do not just get you pre-approved. We make sure the pre-approval is the right loan, from the right lender, designed structured correctly for what you actually want to achieve."
"At Elephant Advisory, we do not just get you pre-approved. We make sure the pre-approval is the right loan, from the right lender, designed structured correctly for what you actually want to achieve."
"At Elephant Advisory, we do not just get you pre-approved. We make sure the pre-approval is the right loan, from the right lender, designed structured correctly for what you actually want to achieve."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to get lost in lender requirements, loan types, and conflicting advice. We filter out the noise, focus on what truly matters for your situation, and give you the clarity to move forward with confidence.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
How much does a home loan pre-approval cost?
How long does a pre-approval last?
What is the difference between a system-generated and a fully assessed pre-approval?
Should I get pre-approval before looking at properties?
Is interest only better than principal and interest?
What is an offset account and is it worth having?
How much does a home loan pre-approval cost?
How long does a pre-approval last?
What is the difference between a system-generated and a fully assessed pre-approval?
Should I get pre-approval before looking at properties?
Is interest only better than principal and interest?
What is an offset account and is it worth having?
How much does a home loan pre-approval cost?
How long does a pre-approval last?
What is the difference between a system-generated and a fully assessed pre-approval?
Should I get pre-approval before looking at properties?
Is interest only better than principal and interest?
What is an offset account and is it worth having?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.