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A home for all your first home buyer needs.

A home for all your first home buyer needs.

A home for all your first home buyer needs.

Buying your first home is one of the biggest decisions you will ever make. You deserve a mortgage broker who takes the time to understand your situation, explains every option clearly, and stays by your side long after settlement.

Buying your first home is one of the biggest decisions you will ever make. You deserve a mortgage broker who takes the time to understand your situation, explains every option clearly, and stays by your side long after settlement.

Elephant Advisory First Home Buyers services
Elephant Advisory First Home Buyers services

Our Values

Getting into your first home is a milestone. We help you get there with confidence.

Getting into your first home is a milestone. We help you get there with confidence.

Buying your first home involves more moving parts than most people expect. Grants, pre-approvals, lender policies, deposit requirements, and loan types all need to be understood before you make the biggest financial commitment of your life. Here is how we simplify it. Together, it is FIRST.

Forthright

We tell you exactly where you stand from the very first conversation. No false promises, no inflated expectations. Just honest advice you can make real decisions with.

Forthright

We tell you exactly where you stand from the very first conversation. No false promises, no inflated expectations. Just honest advice you can make real decisions with.

Informed

From government grants to loan types, we explain every option available to you so you always know what is happening and why before you commit to anything.

Informed

From government grants to loan types, we explain every option available to you so you always know what is happening and why before you commit to anything.

Responsive

The right property does not wait. We stay available and act quickly so finance is never the reason you miss the home you want.

Responsive

The right property does not wait. We stay available and act quickly so finance is never the reason you miss the home you want.

Structured

We structure your first loan with your long-term property goals in mind so your first purchase sets the foundation for everything that comes after it.

Structured

We structure your first loan with your long-term property goals in mind so your first purchase sets the foundation for everything that comes after it.

Trusted

This is the biggest financial commitment most people ever make. We treat it with the seriousness it deserves and build the kind of relationship where you can always pick up the phone.

Trusted

This is the biggest financial commitment most people ever make. We treat it with the seriousness it deserves and build the kind of relationship where you can always pick up the phone.

Our Values

Getting into your first home is a milestone. We help you get there with confidence.

Buying your first home involves more moving parts than most people expect. Grants, pre-approvals, lender policies, deposit requirements, and loan types all need to be understood before you make the biggest financial commitment of your life. Here is how we simplify it. Together, it is FIRST.

Forthright

We tell you exactly where you stand from the very first conversation. No false promises, no inflated expectations. Just honest advice you can make real decisions with.

Informed

From government grants to loan types, we explain every option available to you so you always know what is happening and why before you commit to anything.

Responsive

The right property does not wait. We stay available and act quickly so finance is never the reason you miss the home you want.

Structured

We structure your first loan with your long-term property goals in mind so your first purchase sets the foundation for everything that comes after it.

Trusted

This is the biggest financial commitment most people ever make. We treat it with the seriousness it deserves and build the kind of relationship where you can always pick up the phone.

With over 60+ lenders on our panel, some you've never heard of.

As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.

TOP LENDERS WE WORK WITH

Our Services

Getting your first home loan right changes everything.

The finance services first home buyers rely on to understand their options, access grants, and get into the market with confidence.

Home Loan Pre-Approval

We secure a fully assessed pre-approval so you can bid at auction and make offers knowing your finance is ready and backed by a real credit review, not just a system check.

First Home Buyer Grants

We identify every government grant and scheme you are eligible for, from the First Home Guarantee to stamp duty concessions, and factor them into your loan strategy from the start.

Business Solutions

We identify every government grant and scheme you are eligible for, from the First Home Guarantee to stamp duty concessions, and factor them into your loan strategy from the start.

Home Loans

We compare home loan products across 30+ lenders to find the right rate, features, and structure for your situation, whether you need a low deposit option, an offset account, or a fixed rate.

Construction Loans

Building your first home? We are construction loan specialists too. We manage the finance from pre-approval through every progress payment so the build stays on track financially.

House and Land Packages

We handle both the land loan and the construction loan so the entire house and land process is coordinated correctly and you can focus on designing the home you want.

Property Wealth Planning

Your first home is the start of your property journey, not the end. We help you look beyond the purchase and map out a long-term plan for building wealth through property from here.

Our Services

Getting your first home loan right changes everything.

The finance services first home buyers rely on to understand their options, access grants, and get into the market with confidence.

Home Loan Pre-Approval

We secure a fully assessed pre-approval so you can bid at auction and make offers knowing your finance is ready and backed by a real credit review, not just a system check.

First Home Buyer Grants

We identify every government grant and scheme you are eligible for, from the First Home Guarantee to stamp duty concessions, and factor them into your loan strategy from the start.

Home Loans

We compare home loan products across 30+ lenders to find the right rate, features, and structure for your situation, whether you need a low deposit option, an offset account, or a fixed rate.

Construction Loans

Building your first home? We are construction loan specialists too. We manage the finance from pre-approval through every progress payment so the build stays on track financially.

House and Land Packages

We handle both the land loan and the construction loan so the entire house and land process is coordinated correctly and you can focus on designing the home you want.

Property Wealth Planning

Your first home is the start of your property journey, not the end. We help you look beyond the purchase and map out a long-term plan for building wealth through property from here.

Our Solution

If these problems sound familiar, you're not alone.

The struggles most first home buyers face and exactly how we fix them.

Without Elephant
  • No idea how much I can borrow
  • Unsure which grants I qualify for
  • Losing properties because finance isn't ready
  • Overwhelmed by lenders and loan types
  • Broker disappears after settlement
With Elephant Advisory
  • Clear borrowing capacity from day one
  • Every grant and scheme identified upfront
  • Fully assessed pre-approval, ready to move
  • 30+ lenders compared, explained clearly
  • With you long after the keys are handed over

"At Elephant Advisory, we make the first home buying process as straightforward as possible  so you can focus on finding the right home, knowing the finance is completely taken care of."

"At Elephant Advisory, we make the first home buying process as straightforward as possible  so you can focus on finding the right home, knowing the finance is completely taken care of."

"At Elephant Advisory, we make the first home buying process as straightforward as possible  so you can focus on finding the right home, knowing the finance is completely taken care of."

Our Peeps

Our Peeps

Our crew, is yours too.

It’s easy to get lost in a sea of advice, conflicting opinions, and endless “must-dos.” We filter out the noise, focus on what truly matters, and give you the kind of clarity that lets your business shine in the market.

Shehan Wijayasinghe
Shehan Wijayasinghe
Managing Director
Oz Karabadjak
Oz Karabadjak
Director of Accounting
Mia Burgess
Mia Burgess
Director of Digital
Marissa Moro
Marissa Moro
Director of Bookkeeping
Sam Draper
Sam Draper
Director of Accounting
Gavin Hepponstall
Gavin Hepponstall
Director of Finance
Georgia Upperton
Georgia Upperton
Operations Manager

FAQ

Let's clear a few things up.

No jargon, no runaround - just honest answers.

How much deposit do I need as a first home buyer?
What government grants and schemes are available to first home buyers?
Should I get pre-approval before I start looking at properties?
What is the difference between a fixed and variable rate?
How long does the first home loan process take?
Do you continue to help after settlement?
How much deposit do I need as a first home buyer?
What government grants and schemes are available to first home buyers?
Should I get pre-approval before I start looking at properties?
What is the difference between a fixed and variable rate?
How long does the first home loan process take?
Do you continue to help after settlement?
How much deposit do I need as a first home buyer?
What government grants and schemes are available to first home buyers?
Should I get pre-approval before I start looking at properties?
What is the difference between a fixed and variable rate?
How long does the first home loan process take?
Do you continue to help after settlement?