woman in blue denim jacket and white skirt standing beside brown wooden table

A home for all your construction loan needs.

Let’s chat!

Building a home is one of the most exciting things you will ever do. It is also one of the most complex to finance. We specialise in construction loans and guide you through every step, from borrowing capacity to final handover.

Elephant Advisory Construction Loans services

Our Solution

Our Values

Financing your build with values that actually mean something

From the way we review your plans to how we manage your progress payments, our values guide every step.

BORROWING POWER

Before anything else, we make sure you know exactly what you can borrow. We review your income, expenses, and savings so there are no surprises when it comes to deposits and loan limits.

BORROWING POWER

Before anything else, we make sure you know exactly what you can borrow. We review your income, expenses, and savings so there are no surprises when it comes to deposits and loan limits.

UNDERSTANDING

Construction loans are more complex than standard home loans. We take the time to explain every step of the process in plain language so you always know what's happening and why.

UNDERSTANDING

Construction loans are more complex than standard home loans. We take the time to explain every step of the process in plain language so you always know what's happening and why.

INTEGRITY

We work for you, not the lender. We recommend the right construction loan for your situation based on your goals and your build - not what's easiest to place.

INTEGRITY

We work for you, not the lender. We recommend the right construction loan for your situation based on your goals and your build - not what's easiest to place.

LENDER ACCESS

With access to a wide range of lenders and construction loan products, we find the best rates and the most suitable structure for your build, whether it's a home or a commercial property.

LENDER ACCESS

With access to a wide range of lenders and construction loan products, we find the best rates and the most suitable structure for your build, whether it's a home or a commercial property.

DEDICATION

We stay with you from the first consultation through to final handover - managing progress payments, handling variations, and making sure your build is funded properly every step of the way.

DEDICATION

We stay with you from the first consultation through to final handover - managing progress payments, handling variations, and making sure your build is funded properly every step of the way.

Our Solution

Our Values

Financing your build with values that actually mean something

From the way we review your plans to how we manage your progress payments, our values guide every step.

BORROWING POWER

Before anything else, we make sure you know exactly what you can borrow. We review your income, expenses, and savings so there are no surprises when it comes to deposits and loan limits.

UNDERSTANDING

Construction loans are more complex than standard home loans. We take the time to explain every step of the process in plain language so you always know what's happening and why.

INTEGRITY

We work for you, not the lender. We recommend the right construction loan for your situation based on your goals and your build - not what's easiest to place.

LENDER ACCESS

With access to a wide range of lenders and construction loan products, we find the best rates and the most suitable structure for your build, whether it's a home or a commercial property.

DEDICATION

We stay with you from the first consultation through to final handover - managing progress payments, handling variations, and making sure your build is funded properly every step of the way.

With over 60+ lenders on our panel, some you've never heard of.

As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.

TOP LENDERS WE WORK WITH

Our Services

If securing a construction loan feels overwhelming, you're not alone.

Here's what we take off your plate from the first consultation to final handover.

Construction Loans

We find the right construction loan from our panel of 30+ lenders, tailored to your build, your budget, and your timeline - so you get the best rate available and never pay more than you need to.

Borrowing Capacity

Before anything else, we assess exactly how much you can borrow based on your income, expenses, liabilities, and savings so you know your limits before you commit.

Business Solutions

Before anything else, we assess exactly how much you can borrow based on your income, expenses, liabilities, and savings so you know your limits before you commit.

Loan Application and Approval

We manage the entire application process, from selecting the right lender to submitting your paperwork and securing formal approval as smoothly and quickly as possible.

Progress Payment

As your builder hits each stage of the build, we coordinate the progress payments from your lender so the right amount goes to the right place at the right time.

Home Loans and Refinancing

Once your build is complete, we review your loan to make sure the rate and structure still works for you. The market changes and so do your needs - if there is a better deal available, we will find it.

House and Land Packages

Buying a house and land package? The finance requirements are different from a standard build. We know the process inside out and make sure your loan is structured correctly from day one.

Our Services

If securing a construction loan feels overwhelming, you're not alone.

Here's what we take off your plate from the first consultation to final handover.

Construction Loans

We find the right construction loan from our panel of 30+ lenders, tailored to your build, your budget, and your timeline - so you get the best rate available and never pay more than you need to.

Borrowing Capacity

Before anything else, we assess exactly how much you can borrow based on your income, expenses, liabilities, and savings so you know your limits before you commit.

Loan Application and Approval

We manage the entire application process, from selecting the right lender to submitting your paperwork and securing formal approval as smoothly and quickly as possible.

Progress Payment

As your builder hits each stage of the build, we coordinate the progress payments from your lender so the right amount goes to the right place at the right time.

Home Loans and Refinancing

House and Land Packages

Buying a house and land package? The finance requirements are different from a standard build. We know the process inside out and make sure your loan is structured correctly from day one.

Our Solution

Building your dream home is exciting. Financing it shouldn't be stressful.

The challenges most people face when financing a build and exactly how we fix them.

Multiple Providers

Construction loans are hard to navigate
Unsure how much you can actually borrow
Progress payments are stressful to manage
Caught out by builder issues mid-build
Rate has changed by completion

With Elephant Advisory

We handle the complexity, step by step
Borrowing capacity assessed upfront
Every payment coordinated, bank to builder
Expert guidance to protect you throughout
We review your loan at handover

"Building a home is one of the biggest financial decisions you will ever make. We make sure you have the right loan, the right lender, and the right team behind you from the first brick to the last."

Our Peeps

We love to talk bishness.

With numerous options for backgrounds and layouts, we can make content uniquely yours.

Our crew, is yours too.

It is easy to get lost in construction contracts, progress payments, and lender requirements. We filter out the noise, focus on what truly matters, and give you the clarity to move forward with confidence.