A home for all your business owner home loan needs.
A home for all your business owner home loan needs.
A home for all your business owner home loan needs.
Business owners face a different set of challenges when applying for a home loan. Variable income, complex financials, and lender scepticism about self-employment can make the process harder than it needs to be. We are business owners ourselves and we know exactly how to present your case.
Business owners face a different set of challenges when applying for a home loan. Variable income, complex financials, and lender scepticism about self-employment can make the process harder than it needs to be. We are business owners ourselves and we know exactly how to present your case.
Our Values
Home loans for business owners built on values actually mean something
Home loans for business owners built on values actually mean something
We are not just brokers who work with business owners. We are business owners ourselves. That changes the advice we give and the way we present your application.
Owner Mindset
We have been through the business ownership journey. We understand variable income, complex structures, and the way lenders view self-employed applicants, because we have been there ourselves.
Owner Mindset
We have been through the business ownership journey. We understand variable income, complex structures, and the way lenders view self-employed applicants, because we have been there ourselves.
Well-Prepared Applications
Self-employed applications require more preparation than PAYG ones. We make sure every document, every income figure, and every financial statement is presented correctly before anything goes to a lender.
Well-Prepared Applications
Self-employed applications require more preparation than PAYG ones. We make sure every document, every income figure, and every financial statement is presented correctly before anything goes to a lender.
No Shortcuts
We do not rush the process to get to settlement faster. We take the time to find the right loan, the right lender, and the right structure for your specific situation.
No Shortcuts
We do not rush the process to get to settlement faster. We take the time to find the right loan, the right lender, and the right structure for your specific situation.
Expert Guidance
From sole traders to company directors, we work across every business structure and know how each one is assessed by lenders, so nothing in your financials catches us off guard.
Expert Guidance
From sole traders to company directors, we work across every business structure and know how each one is assessed by lenders, so nothing in your financials catches us off guard.
Dedication
We are in it for the long term. Regular reviews, refinancing checks, and ongoing support as your business and property journey evolve.
Dedication
We are in it for the long term. Regular reviews, refinancing checks, and ongoing support as your business and property journey evolve.
Our Values
Home loans for business owners built on values actually mean something
We are not just brokers who work with business owners. We are business owners ourselves. That changes the advice we give and the way we present your application.
Owner Mindset
We have been through the business ownership journey. We understand variable income, complex structures, and the way lenders view self-employed applicants, because we have been there ourselves.
Well-Prepared Applications
Self-employed applications require more preparation than PAYG ones. We make sure every document, every income figure, and every financial statement is presented correctly before anything goes to a lender.
No Shortcuts
We do not rush the process to get to settlement faster. We take the time to find the right loan, the right lender, and the right structure for your specific situation.
Expert Guidance
From sole traders to company directors, we work across every business structure and know how each one is assessed by lenders, so nothing in your financials catches us off guard.
Dedication
We are in it for the long term. Regular reviews, refinancing checks, and ongoing support as your business and property journey evolve.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Services
Finance services built for business owners and entrepreneurs.
The finance services business owners rely on to navigate self-employed lending and secure the right home loan.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and business structure so you can bid at auction and make offers with complete confidence.
Business Income Assessment
We know how lenders assess business income and present your financials correctly to maximise your borrowing capacity
Business Solutions
We know how lenders assess business income and present your financials correctly to maximise your borrowing capacity
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate.
Construction, House and Land
Specialists in both. We manage the full finance process so you can stay focused on running your business.
Property Wealth Planning
Your business success puts you in a strong position to build a portfolio. We create a plan that maps out exactly how.
Our Services
Finance services built for business owners and entrepreneurs.
The finance services business owners rely on to navigate self-employed lending and secure the right home loan.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and business structure so you can bid at auction and make offers with complete confidence.
Business Income Assessment
We know how lenders assess business income and present your financials correctly to maximise your borrowing capacity
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate.
Construction, House and Land
Specialists in both. We manage the full finance process so you can stay focused on running your business.
Property Wealth Planning
Your business success puts you in a strong position to build a portfolio. We create a plan that maps out exactly how.
FAQ
If these problems sound familiar, you're not alone.
The home loan challenges most business owners face and exactly how we solve them.
Without Elephant
Lender doesn't get self-employed income
Variable income makes approval harder
Not borrowing to your full capacity
No time to manage finance
Loan never reviewed after settlement
With Elephant Advisory
We get how business owners earn and borrow
We present your financials correctly
Full business income assessment
We handle it, you run your business
Regular reviews as your business grows
"At Elephant Advisory, we understand self-employed lending because we are business owners ourselves. We know how to present your income, find the right lender, and structure your loan to get the best possible result."
"At Elephant Advisory, we understand self-employed lending because we are business owners ourselves. We know how to present your income, find the right lender, and structure your loan to get the best possible result."
"At Elephant Advisory, we understand self-employed lending because we are business owners ourselves. We know how to present your income, find the right lender, and structure your loan to get the best possible result."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to end up with a broker who does not understand self-employed lending. We are business owners ourselves and bring that firsthand understanding to every client we work with.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?
Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?
Can self-employed business owners get a home loan?
How do lenders assess self-employed income?
Does my business structure affect my borrowing capacity?
How much can a business owner borrow?
Can you help with property investment as well?
How do you work around running a business?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.