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Virtual CFO services for business owners.

Virtual CFO services for business owners.

Virtual CFO services for business owners.

You do not need a full-time CFO to make CFO-level decisions. Elephant Advisory gives growing businesses in Melbourne senior financial strategy, forecasting, KPI reporting, cash flow oversight and practical advice without adding another executive salary to the payroll.

You do not need a full-time CFO to make CFO-level decisions. Elephant Advisory gives growing businesses in Melbourne senior financial strategy, forecasting, KPI reporting, cash flow oversight and practical advice without adding another executive salary to the payroll.

Elephant Advisory Virtual Cfo services
Elephant Advisory Virtual Cfo services

Virtual CFO Services

REAL CFO ADVICE

CFO-level thinking for businesses ready to grow up.

CFO-level thinking for businesses ready to grow up.

A good Virtual CFO does not just explain what happened last month. They help you understand what is coming, where the money is going, which numbers matter, and what decisions will actually move the business forward. Our approach gives you the edge.

DECISION MAKING

You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.

DECISION MAKING

You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.

REVENUE STRATEGY

More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.

REVENUE STRATEGY

More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.

FINANCIAL GOVERNANCE

Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.

FINANCIAL GOVERNANCE

Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.

PROFIT LEAKAGE

Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.

PROFIT LEAKAGE

Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.

Virtual CFO Services

REAL CFO ADVICE

CFO-level thinking for businesses ready to grow up.

A good Virtual CFO does not just explain what happened last month. They help you understand what is coming, where the money is going, which numbers matter, and what decisions will actually move the business forward. Our approach gives you the edge.

DECISION MAKING

You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.

REVENUE STRATEGY

More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.

FINANCIAL GOVERNANCE

Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.

PROFIT LEAKAGE

Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.

What We Do

Outsourced CFO support without the full-time CFO cost.

From forecasting and scenario planning to management reporting and cash flow oversight, we give you the financial control a growing business needs before the pressure shows up.

Financial Modelling

We build financial models that show what your business can afford, where profit is created, and what happens if revenue, costs, pricing or headcount changes.

Scenario Planning

Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.

Business Solutions

Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.

Budgeting and Forecasting

We create practical budgets and rolling forecasts that connect your goals to cash flow, profit, tax, payroll and the decisions your team needs to make each month.

KPI Reporting

We identify the KPIs that actually drive the business, build the reporting rhythm, and help you focus on the numbers that lead to action — not vanity dashboards.

Monthly CFO Reviews

We meet with you regularly to review performance, explain what the numbers mean, challenge assumptions and agree on the next commercial moves.

Cash Flow Oversight

We help you see cash pressure before it hits, plan for tax and supplier obligations, and avoid the trap of growing revenue while starving the bank account.

What We Do

Outsourced CFO support without the full-time CFO cost.

From forecasting and scenario planning to management reporting and cash flow oversight, we give you the financial control a growing business needs before the pressure shows up.

Financial Modelling

We build financial models that show what your business can afford, where profit is created, and what happens if revenue, costs, pricing or headcount changes.

Scenario Planning

Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.

Budgeting and Forecasting

We create practical budgets and rolling forecasts that connect your goals to cash flow, profit, tax, payroll and the decisions your team needs to make each month.

KPI Reporting

We identify the KPIs that actually drive the business, build the reporting rhythm, and help you focus on the numbers that lead to action — not vanity dashboards.

Monthly CFO Reviews

We meet with you regularly to review performance, explain what the numbers mean, challenge assumptions and agree on the next commercial moves.

Cash Flow Oversight

We help you see cash pressure before it hits, plan for tax and supplier obligations, and avoid the trap of growing revenue while starving the bank account.

The Real Problem

Growth gets dangerous when the numbers are unclear.

Revenue can rise while profit disappears. Cash can look fine until payroll, tax and supplier bills collide. We help you see what is really happening before it turns into a crisis.

The Real Problem

Growth gets dangerous when the numbers are unclear.

Revenue can rise while profit disappears. Cash can look fine until payroll, tax and supplier bills collide. We help you see what is really happening before it turns into a crisis.

Without Elephant
  • Decisions made from gut feel
  • No clear view of profit or cash flow
  • Budgets that never guide the business
  • Growth plans with no financial model
  • KPI reports nobody uses
With Elephant Advisory
  • Forecasts that show the path forward
  • Cash flow visibility before pressure hits
  • Budgets tied to real business goals
  • Scenario planning before big decisions
  • KPI reporting that drives action

“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”

“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”

“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”

Our Team

Your outsourced CFO crew.

It is easy to get buried in dashboards, reports and competing priorities. Our accounting and advisory team cuts through the noise, explains what the numbers are telling you, and gives you a practical plan for the next decision.

Shehan Wijayasinghe
Shehan Wijayasinghe
Managing Director
Oz Karabadjak
Oz Karabadjak
Director of Accounting
Mia Burgess
Mia Burgess
Director of Digital
Marissa Moro
Marissa Moro
Director of Bookkeeping
Sam Draper
Sam Draper
Director of Accounting
Gavin Hepponstall
Gavin Hepponstall
Director of Finance
Georgia Upperton
Georgia Upperton
Operations Manager

Virtual CFO FAQ

Virtual CFO questions, answered plainly.

No jargon, no corporate theatre — just what business owners usually want to know before bringing in CFO-level support.

Virtual CFO FAQ

Virtual CFO questions, answered plainly.

No jargon, no corporate theatre — just what business owners usually want to know before bringing in CFO-level support.

Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?