


Virtual CFO services for business owners.
Virtual CFO services for business owners.
Virtual CFO services for business owners.
You do not need a full-time CFO to make CFO-level decisions. Elephant Advisory gives growing businesses in Melbourne senior financial strategy, forecasting, KPI reporting, cash flow oversight and practical advice without adding another executive salary to the payroll.
You do not need a full-time CFO to make CFO-level decisions. Elephant Advisory gives growing businesses in Melbourne senior financial strategy, forecasting, KPI reporting, cash flow oversight and practical advice without adding another executive salary to the payroll.


Virtual CFO Services
REAL CFO ADVICE
CFO-level thinking for businesses ready to grow up.
CFO-level thinking for businesses ready to grow up.
A good Virtual CFO does not just explain what happened last month. They help you understand what is coming, where the money is going, which numbers matter, and what decisions will actually move the business forward. Our approach gives you the edge.
DECISION MAKING
You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.
DECISION MAKING
You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.
REVENUE STRATEGY
More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.
REVENUE STRATEGY
More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.
FINANCIAL GOVERNANCE
Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.
FINANCIAL GOVERNANCE
Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.
PROFIT LEAKAGE
Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.
PROFIT LEAKAGE
Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.
Virtual CFO Services
REAL CFO ADVICE
CFO-level thinking for businesses ready to grow up.
A good Virtual CFO does not just explain what happened last month. They help you understand what is coming, where the money is going, which numbers matter, and what decisions will actually move the business forward. Our approach gives you the edge.
DECISION MAKING
You get senior financial thinking without hiring a full-time CFO. We bring commercial strategy, reporting discipline and financial modelling into the business decisions you are already making.
REVENUE STRATEGY
More revenue is not always the answer. We help you identify the right targets, build forecasts around them, and turn the numbers into a clear plan your team can actually follow.
FINANCIAL GOVERNANCE
Better businesses run on rhythm. We create management reports, KPI dashboards and review cycles so performance is measured, discussed and improved consistently.
PROFIT LEAKAGE
Profit leaks hide in pricing, payroll, overheads, systems and slow decisions. We help find them, fix them, and make your financial operations work harder for the business.
What We Do
Outsourced CFO support without the full-time CFO cost.
From forecasting and scenario planning to management reporting and cash flow oversight, we give you the financial control a growing business needs before the pressure shows up.
Financial Modelling
We build financial models that show what your business can afford, where profit is created, and what happens if revenue, costs, pricing or headcount changes.
Scenario Planning
Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.
Business Solutions
Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.
Budgeting and Forecasting
We create practical budgets and rolling forecasts that connect your goals to cash flow, profit, tax, payroll and the decisions your team needs to make each month.
KPI Reporting
We identify the KPIs that actually drive the business, build the reporting rhythm, and help you focus on the numbers that lead to action — not vanity dashboards.
Monthly CFO Reviews
We meet with you regularly to review performance, explain what the numbers mean, challenge assumptions and agree on the next commercial moves.
Cash Flow Oversight
We help you see cash pressure before it hits, plan for tax and supplier obligations, and avoid the trap of growing revenue while starving the bank account.
What We Do
Outsourced CFO support without the full-time CFO cost.
From forecasting and scenario planning to management reporting and cash flow oversight, we give you the financial control a growing business needs before the pressure shows up.
Financial Modelling
We build financial models that show what your business can afford, where profit is created, and what happens if revenue, costs, pricing or headcount changes.
Scenario Planning
Before you hire, expand, invest or cut costs, we model the likely outcomes so you can make the call with numbers instead of nerves.
Budgeting and Forecasting
We create practical budgets and rolling forecasts that connect your goals to cash flow, profit, tax, payroll and the decisions your team needs to make each month.
KPI Reporting
We identify the KPIs that actually drive the business, build the reporting rhythm, and help you focus on the numbers that lead to action — not vanity dashboards.
Monthly CFO Reviews
We meet with you regularly to review performance, explain what the numbers mean, challenge assumptions and agree on the next commercial moves.
Cash Flow Oversight
We help you see cash pressure before it hits, plan for tax and supplier obligations, and avoid the trap of growing revenue while starving the bank account.
The Real Problem
Growth gets dangerous when the numbers are unclear.
Revenue can rise while profit disappears. Cash can look fine until payroll, tax and supplier bills collide. We help you see what is really happening before it turns into a crisis.
The Real Problem
Growth gets dangerous when the numbers are unclear.
Revenue can rise while profit disappears. Cash can look fine until payroll, tax and supplier bills collide. We help you see what is really happening before it turns into a crisis.
Without Elephant
Decisions made from gut feel
No clear view of profit or cash flow
Budgets that never guide the business
Growth plans with no financial model
KPI reports nobody uses
With Elephant Advisory
Forecasts that show the path forward
Cash flow visibility before pressure hits
Budgets tied to real business goals
Scenario planning before big decisions
KPI reporting that drives action
“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”
“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”
“Most business owners do not need another report. They need someone who can turn the numbers into better decisions, faster action and fewer expensive surprises. That is the job of a Virtual CFO.”
Our Team
Your outsourced CFO crew.
It is easy to get buried in dashboards, reports and competing priorities. Our accounting and advisory team cuts through the noise, explains what the numbers are telling you, and gives you a practical plan for the next decision.
Virtual CFO FAQ
Virtual CFO questions, answered plainly.
No jargon, no corporate theatre — just what business owners usually want to know before bringing in CFO-level support.
Virtual CFO FAQ
Virtual CFO questions, answered plainly.
No jargon, no corporate theatre — just what business owners usually want to know before bringing in CFO-level support.
Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Does my small business actually need a Virtual CFO?
How much do Virtual CFO services cost?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.












