Cash flow management that keeps you ahead of the panic.
Cash flow management that keeps you ahead of the panic.
Cash flow management that keeps you ahead of the panic.
Profit on paper does not pay wages, suppliers or the ATO. Cash does. We help Australian business owners forecast cash, improve working capital, manage debt, speed up receivables and make decisions before the bank balance becomes a problem.
Profit on paper does not pay wages, suppliers or the ATO. Cash does. We help Australian business owners forecast cash, improve working capital, manage debt, speed up receivables and make decisions before the bank balance becomes a problem.
The Cash Flow Problem
CASH FLOW & WORKING CAPITAL ADVICE
Cash flow is not a report. It is the operating system for your business.
Cash flow is not a report. It is the operating system for your business.
We help businesses (and their founders) understand where cash is going, when money is coming in, how much working capital is trapped, and what debt needs to be managed. The outcome is simple: fewer surprises, better decisions and more control over the business bank account.
FORECAST BEFORE IT HURTS
We build practical cash flow forecasts so you can see the next few weeks and months clearly — wages, rent, tax, suppliers, debt repayments and slow periods included.
FORECAST BEFORE IT HURTS
We build practical cash flow forecasts so you can see the next few weeks and months clearly — wages, rent, tax, suppliers, debt repayments and slow periods included.
WORKING CAPITAL RELEASE
Cash gets trapped in stock, debtors, supplier terms and timing gaps. We identify where working capital is stuck and help turn it back into usable cash.
WORKING CAPITAL RELEASE
Cash gets trapped in stock, debtors, supplier terms and timing gaps. We identify where working capital is stuck and help turn it back into usable cash.
DEBTOR CONTROL
Late invoices quietly choke good businesses. We help tighten payment terms, invoicing rhythms and follow-up processes so cash comes in faster.
DEBTOR CONTROL
Late invoices quietly choke good businesses. We help tighten payment terms, invoicing rhythms and follow-up processes so cash comes in faster.
DEBT REPAYMENT RHYTHM
Business loans, tax debt and supplier pressure need a plan. We help map repayments against cash flow so debt gets managed without starving the business.
DEBT REPAYMENT RHYTHM
Business loans, tax debt and supplier pressure need a plan. We help map repayments against cash flow so debt gets managed without starving the business.
The Cash Flow Problem
CASH FLOW & WORKING CAPITAL ADVICE
Cash flow is not a report. It is the operating system for your business.
We help businesses (and their founders) understand where cash is going, when money is coming in, how much working capital is trapped, and what debt needs to be managed. The outcome is simple: fewer surprises, better decisions and more control over the business bank account.
FORECAST BEFORE IT HURTS
We build practical cash flow forecasts so you can see the next few weeks and months clearly — wages, rent, tax, suppliers, debt repayments and slow periods included.
WORKING CAPITAL RELEASE
Cash gets trapped in stock, debtors, supplier terms and timing gaps. We identify where working capital is stuck and help turn it back into usable cash.
DEBTOR CONTROL
Late invoices quietly choke good businesses. We help tighten payment terms, invoicing rhythms and follow-up processes so cash comes in faster.
DEBT REPAYMENT RHYTHM
Business loans, tax debt and supplier pressure need a plan. We help map repayments against cash flow so debt gets managed without starving the business.
What we handle
Because running out of cash is never an option.
Forecasting, working capital, receivables, debt and reporting the cash levers that keep the business moving.
Cash Flow Forecasting
We forecast inflows, outflows, tax, wages, supplier payments and debt repayments so you can see the pressure points before they arrive.
Working Capital Review
We review debtors, stock, payables and payment timing to find where cash is stuck then build a plan to release it back into the business.
Business Solutions
We review debtors, stock, payables and payment timing to find where cash is stuck then build a plan to release it back into the business.
Debt Management Advice
We help prioritise loan repayments, tax debt, supplier pressure and cash reserves so debt gets managed without crushing day-to-day operations.
Debtor & Receivables Strategy
We tighten invoicing, payment terms and follow-up rhythms so customers pay faster and your business stops funding everyone else’s cash flow.
Budgeting & Scenario Planning
We build practical budgets and what-if scenarios so you know what happens if sales dip, costs rise, margins tighten or growth speeds up.
Xero Cash Reporting
We turn Xero into a clearer decision tool with reporting that shows cash position, debtor movement, payables and upcoming commitments.
What we handle
Because running out of cash is never an option.
Forecasting, working capital, receivables, debt and reporting the cash levers that keep the business moving.
Cash Flow Forecasting
We forecast inflows, outflows, tax, wages, supplier payments and debt repayments so you can see the pressure points before they arrive.
Working Capital Review
We review debtors, stock, payables and payment timing to find where cash is stuck then build a plan to release it back into the business.
Debt Management Advice
We help prioritise loan repayments, tax debt, supplier pressure and cash reserves so debt gets managed without crushing day-to-day operations.
Debtor & Receivables Strategy
We tighten invoicing, payment terms and follow-up rhythms so customers pay faster and your business stops funding everyone else’s cash flow.
Budgeting & Scenario Planning
We build practical budgets and what-if scenarios so you know what happens if sales dip, costs rise, margins tighten or growth speeds up.
Xero Cash Reporting
We turn Xero into a clearer decision tool with reporting that shows cash position, debtor movement, payables and upcoming commitments.
TL;DR
Cash flow problems do not appear overnight. They build quietly until they hurt.
We help you see the squeeze early, free up working capital, manage debt and make cash decisions before they become emergency decisions.
TL;DR
Cash flow problems do not appear overnight. They build quietly until they hurt.
We help you see the squeeze early, free up working capital, manage debt and make cash decisions before they become emergency decisions.
Without Elephant
Bank balance checked in panic
Debtors paying whenever they feel like it
Debt repayments fighting payroll
ATO bills creating cash pressure
No plan for slow months
With Elephant Advisory
Cash forecast weeks ahead
Receivables chased with rhythm
Debt repayments mapped properly
Working capital released
Budgets built for reality`
"Cash flow management is not about staring at reports. It is about knowing what to do next, before the pressure makes the decision for you."
"Cash flow management is not about staring at reports. It is about knowing what to do next, before the pressure makes the decision for you."
"Cash flow management is not about staring at reports. It is about knowing what to do next, before the pressure makes the decision for you."
Our Herd
Your cash flow team, not just report readers.
Need more than a forecast? Elephant connects cash flow management with tax, bookkeeping, debt advice, finance and advisory so the plan matches the real business.
FAQ
Cash flow management questions, answered plainly.
Quick answers for business owners searching for cash flow forecasting, working capital improvement, debt management and cash flow advice in Melbourne and across Australia.
FAQ
Cash flow management questions, answered plainly.
Quick answers for business owners searching for cash flow forecasting, working capital improvement, debt management and cash flow advice in Melbourne and across Australia.
How much do your cash flow management services cost?
How often should I review my cash flow forecast?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
How much do your cash flow management services cost?
How often should I review my cash flow forecast?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
How much do your cash flow management services cost?
How often should I review my cash flow forecast?
How can better cash flow management help my business?
Should I get professional help with my cash flow?
What is a cash flow forecast and do I need one?
Do you use Xero for cash flow management?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.